Here Are Some Frequently Asked Questions
About Our Insurance
Will I always need to answer medical questions and
take a physical to apply for coverage?
Your answers to a few simple health questions help us determine your
eligibility, but you will not be required to take a physical.
What if I apply for coverage, but
change my mind later?
Count on our 30-Day
Free-Look Guarantee for peace of mind. If you decide this
coverage isn't for you, no matter what the reason, just return
your insurance documents within 30 days of receipt for a
complete refund, no questions asked.
Does it pay to act now?
It makes good sense to apply now. If you have a birthday in the near
future we suggest calling us right away, so you can quickly lock in the lowest
possible rates. Call toll free 1-877-860-4261.
What type of payment options do you offer?
When you apply online for coverage you can
either use a credit card or pay by direct bill. If you select the
direct bill option we'll send you a bill with your policy, and
then continue to bill you monthly or annually, depending on
the frequency you select. If you change your mind later, you
can switch to the billing method that's most convenient for
you. In addition to direct and credit card billing, we also
offer automatic deduction from your checking or saving. This option
is not yet available for online applications, but you can easily switch to it
after you've made your first payment.
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